Savings bank account can be opened by: |
|
|
|
- Individuals
- Jointly
- Guardian on behalf of Minor in minor’s name.
- Charitable Institutions
- Trust, Clubs Association
- Co-operative Societies
- HUF
|
|
|
Minimum balance to be maintained. |
|
|
- With Cheque Book Rs. 1000/-
- Without Cheque Book Rs.500/-
|
|
|
Interest Rate. |
|
|
|
|
|
Facilities: |
|
|
- Free any branch banking facilities.
- Free ATM facility.
- 60 Cheque leaves free p.a.
- Half yearly Interest (on daily basis).
- Nomination facility.
- Pass Book.
- Standing Instructions.
|
|
|
Minimum Documents Required |
|
|
- 2 Passport size photo
- Introductions (Known and acceptable to Bank)
- Xerox copies of the following documents.
- Pan Card
- Residence Proof (Any one of the followings)
- Electricity Bill
- Passport
- Driving License.
- for charitable institutions, Trust, Clubs Association, Co-operative Societies.
- Certified copy of resolution
- List of office bearers.
- Letter from the concerned authority.
|
|
|
|
|
|
Current accounts
|
Current accounts can be opened by Traders, Business community & Corporates for business transactions. |
|
|
|
|
|
Eligibility |
|
|
|
- Individuals
- Proprietorship Concern
- Partnership Firm.
- Private Limited Co.
- Public Limited Co.
- Registered/ unregistered Societies.
- Trust.
|
|
|
|
Minimum Balance |
|
|
|
|
Current account holder is required to maintain a minimum of Rs.2500/- |
|
|
|
Facilities: |
|
|
|
- Free any branch banking facilities.
- Standing Instructions.
- Statement of account.
|
|
|
|
Minimum Requirement |
|
|
|
- Introduction by a Current Account holder acceptable to the Bank.
- 2 copies of latest photographs of persons authorized to operate the Account.
- Proof of identity & residence of authorized persons and relevant business proof.
- Copy of PAN card of authorized persons as well as of the business.
Deposit Schemes
|
Period |
Rate of Interest |
|
Deposit below Rs.1 Crore |
Deposit of Rs. 1 Crore and above |
1 |
7 days to 14 days (Only for deposit of Rs. 15.00 lacs and above) |
2.75 |
2.75 |
2 |
15 days to 30 days |
4.25 |
4.00 |
3 |
31 days to 45 days |
4.25 |
4.00 |
4 |
46 days to 90 days |
5.00 |
5.50 |
5 |
91 days to 179 days |
6.00 |
7.00 |
6 |
180 days to less then 1year |
8.25 |
8.50 |
7 |
2 year to less then 3 year |
8.50 |
8.50 |
8 |
1000 days |
9.00 |
-------------- |
9 |
3 year to less then 5 year |
8.25 |
8.25 |
10 |
5 year to 10 year |
8.50 |
8.50 |
|
|
|
|
Home » Deposite
